Breaking News

Smart Savings: How I Get Free Food Every Week!

Your net worth is the sum of all the decisions you make and food is a daily decision you can’t escape.

If you want to increase your net worth and receive accountability to support you on your journey, join the Wealthy Women Daily Net Worth Challenge on Facebook.

What decisions are you making on a daily basis? Are your decisions increasing or decreasing your net worth?

Find a Way to Decrease Your Food Expenses

I did a deep dive into the daily decisions I was making and realized my spontaneous food cravings and excessive dependence on fast food options were costing me my net worth!

Think about it. If you’re a busy woman on the move, how much money are you spending on breakfast, lunch, and dinner?

And let’s not forget about the snacks and drinks you grab to keep you going like the energizer bunny.

It all adds up.

Calculate How Much You Spend on Food

Let’s say you spent $30/day on food and drinks. That equals about $6 for breakfast, $13 for lunch, $8 for dinner, and $3 for snacks.

Now when I was working in Corporate America, I definitely spent more than $30/day on food and drinks but I’ll be a bit conservative on my calculation.

If you’re spending $30/day, that’s $150 over a 5 day period. That equals $600 a month on food away from home.

If you have a family to feed, the costs go up. You may need food in the house to keep you going strong at night and on the weekends so that’s an additional expense.

You could easily spend $250/ week on groceries if you prepare meals on the weekends or have a family. And let’s not forget about those snacks and drinks. It adds up.

That’s at least $1500/month on food. Oh my! That could possibly cover someone’s rent or mortgage!

What if you were able to chop your food budget in half just by being more intentional about how and when you spend money on food?

That’s exactly what I did! Spending less on food gave me more money on hand to invest. It’s the best!

Check out these Apps and Credit Cards. You will be able to save a ton of money and have more freedom and flexibility to do the things that matter most to you.

#MoneyHack 1: Fetch Rewards App

I downloaded the Fetch Rewards app in October 2019 and I’m in love!!

I get points just for scanning my grocery receipts!

Now, this is what you call a simple life.

Fetch Rewards is a free app that turns grocery receipts into rewards.

Download Fetch Rewards free here:

Use my referral code, WVWBW, during signup and you’ll get 2,000 Fetch Points ($2.00 in points!) just for starting.

I’ve written articles about using my Fetch rewards gift cards to get free food all around the world:

Are you ready to get started? Just scan any grocery receipt, and earn points towards awesome rewards.

You’ll earn at least 1% on all listed brands and products, and gain access to exclusive offers that earn you even more points.

Do you see how simple it is?

So scan your grocery receipt and start getting rewards today! You can redeem your rewards for over 40 different restaurant options or a MasterCard/Visa Reward card!

Download Fetch Rewards free here:

Use my referral code, WVWBW, during signup and you’ll get 2,000 Fetch Points ($2.00 in points!) just for starting.

#MoneyHack 2: ibotta

The ibotta app is pretty cool because you can see how much your friends have made using the app.

I have one facebook friend who has made over $2,000 using the app! Wowzers!

This is another app that is really easy to use. I love it because you receive cashback rewards on your purchases!

For example, I purchased one banana for $0.13 using my ShopKick gift card. I uploaded my receipt to ibotta and received $0.25 cashback for my banana purchase.

I received $0.25 cash back for an item that was already free because I was using my shopkick rewards card.

Do you see how easy it is to not spend money on food?

I use it every time I shop. Use my referral code, uusyetp, and you can start saving real cash at all your favorite retailers. Sign up at

#MoneyHack 3: Capital One SavorOne Rewards Card

Credit cards have the potential to increase or decrease net worth. I’m a huge believer of making money from credit card companies instead of them making tons of money from me.

I’m debt-free and have found a way to make credit cards work for me.

Capital One SavorOne Rewards has a feature where you can use your rewards to cover your purchases. Sometimes my reward points become my spending budget so that I don’t have to come out of my pocket.

Don’t judge me. I just learned that the less money I spend, the more time I have to work on me, my passion, and my business.

One habit of people with an 800+ credit score is that they typically pay off their credit card bills in full every month. This allows them to fully enjoy all the rewards points that credit cards offer.

Here is why I love my Capital One SavorOne rewards card:

  • New cardmembers earn a one-time $150 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • 0% intro APR for 15 months
  • No Annual Free
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • Rewards points can be used to get gift cards, cover your purchases, or get cash.

The Capital One SavorOne rewards card is for customers with excellent credit. I use my card instead of cash to build up points that can be used to pay for food purchases. In order to make the most out of credit cards, you have to make sure you don’t put more on credit than you have in your checking account available to spend.

If you apply for the credit card, use my referral link here to get your bonuses and support the blog at no cost to you.

Credit Card Tip

Before getting a credit card, check your credit report and credit score. You can get free credit reports at

You’re going to save a lot of money using these #moneyhacks and that’s awesome. So, what are you going to do with all your extra money? Invest it so that you can multiple it!

If you’re ready to learn how to invest, get your copy of “Dividends Are a Queen’s Best Friend” on Amazon! Join the The Dividend InvestHER to get exclusive research and analysis on top dividend-stocks that you can add to your watchlist or portfolio every month.

If you would like to receive more investing tips and #moneyhacks, join us here to get weekly updates!

Wealthy Women Weekly

What savings strategies do you use to increase your net worth? Has anything stopped you from saving more?

Stop giving up your money and start building your net worth. 

About Charlene Rhinehart, CPA

Charlene Rhinehart is a Certified Public Accountant, Founder of Wealthy Women Daily, and Editor-in-Chief of the Dividend InvestHer and The Wealthy Woman Investor. Charlene is currently the Chair of the Illinois CPA Society Taxation Individual Committee. With over a decade of experience in the financial services industry, Charlene is one of the few leaders who design insights specifically for the woman investor. Charlene’s work has been featured in a variety of publications including the Huffington Post, Black Enterprise, and the American Institute of Certified Public Accountants. In 2019, Charlene released her book “Dividends Are a Queen’s Best Friend”, on Amazon.

Check Also

Free Italian Cuisine by New Orleans French Quarter

Looking for good food in New Orleans? Well I found one great option as soon …


  1. Thank for the useful tips:) so easy to overspend on food shopping

  2. Thank you for sharing these tips its very helpful!

  3. These are some great tips! My husband and I calculated out our lunch and fast food bills a while ago and it was scary how much we spent on just fast food. We’ve really changed directions and started prepping more at home and saved a ton of money!

Leave a Reply

Your email address will not be published. Required fields are marked *