According to a Glamour magazine survey conducted in February 2018, 85% of women ages 18-60 don’t own stocks. However, a 2016 U.S. Trust Study of affluent individuals revealed that more than 30% of wealth is accumulated from investments.

If investing is one proven strategy to build wealth, why don’t more women invest?

In an exclusive survey titled, “Deep, Dark Money Secrets from 1000 Women”, Glamour received responses from 1,143 women about their money. Money was a taboo topic, but now women are opening up about wages, wealth, and what they wish they knew about money.

51% of Women Have Less than $500 in Savings

Women are saving less but Millennial women seem to be worse off than their parents.

Not only are millennial women earning less than men, they are also bombarded with high levels of student loan debt. More education has come at a higher cost for more women, forcing them to delay savings and investing.

Now, more women have an opportunity to gain access to financial education so they can have more money available for savings.. When you have savings and cash on hand, it’s easier to start investing with as little as $100.

56% of Women Don’t Have a 401(K)

The job market hasn’t been as promising as many women thought it would be.

Not only are women lagging behind in 401(k) benefits, but many women haven’t found jobs that equate to their level of education. Yvonne Juris, a 27-year-old with both a bachelor’s and master’s degree, shared her story with NBC News about her recent job offer. “Recently I was offered $500 a month, but I negotiated to $700 a month” she said, emphasizing how companies are offering lower wages to exploit desperation.

For women who have the luxury of owning a 401(k), it’s important to get the maximum benefits.

63% of Women Feel Anxiety About Money

When cash is low, many women run to credit cards for an immediate source of comfort. 47% of women surveyed admit they carry a credit card balance month to month.

And over half of women can’t keep their bank accounts funded. 51% say they have had a 0 balance or have overdrawn their bank accounts at least once in the past year.

Stock Ownership Can Change the Financial Future for Women

The mission of Wealthy Women Daily is to help every woman build a stock portfolio that’s bigger than her shoe collection. When women start investing, they gain more options in life. It’s about having a choice so you never have to settle for anything in life. Investing is one way to gain financial freedom and live your dreams.

Are you ready to learn how to invest? Subscribe to Wealthy Women Daily for our weekly investing tips and upcoming courses. We are also on substack at WealthyWomenDaily.substack.com.

Disclaimer: Wealthy Women Daily is solely educational and informational, and is not intended to give investment or trading advice of any kind. Not all asset classes are suitable for all investors. Wealthy Women Daily is a research academy that provides you with the data and analysis you need to make an informed investment decision. It is your responsibility to talk to an expert to understand how specific investments will impact you during tax time. 

Are you ready to create an extra source of income without adding another task to your to-do list?

It’s simple; start taking advantage of dividend income.

Grab your copy of “Dividends Are a Queen’s Best Friend” if you’re ready to start your investing journey today!

What are Dividends?

It’s the money that companies pay you as a reward for investing in them. Dividends give you access to a portion of a company’s earnings. If the company profits, you profit. Publicly-traded companies release their earnings quarterly and let their shareholders know if they plan to declare a dividend and how much the payout will be per share.

How Do You Earn Dividends?

You have to invest in companies that give dividends to their shareholders. If you want to invest in companies that have a track record of giving dividends, take a look at the dividend all-stars. These are elite dividend stocks with years of dividend increases. Two examples of dividend all-stars are Walmart (WMT) and McDonald’s (MCD).

Is Dividend Investing Risky?

It’s risky if you don’t know what you are doing. Talk to a financial coach who specializes in dividend investments to mitigate your risk. I’m here for you if you need me! 

Dividend stocks aren’t as risky as conventional stock investments; it gives investors the flexibility of safety and growth. It’s like a hybrid investment. You get to enjoy the benefits of stock growth while earning monthly or quarterly income in the form of dividends.

Typically, if the price of a stock falls, the company will still pay out a dividend. Companies know that they may lose investors if they cut the dividend so that is an incentive to keep the dividend going. Companies don’t want shareholders selling shares of stock so they will do whatever it takes to keep investors happy.

Benefit from the Hard Work of Employees

Do you want to become a boss without adding on any additional responsibilities? Become a shareholder. You may not get the corner office with the window view, but you’ll be able to fly anywhere around the world and create your own scenery.

Employees of a corporation work hard to make you money so you can have more time to do the things you love. Working women work hard. Wealthy women work smart.

Gain Access to Dividends With $100

You don’t need thousands of dollars to benefit from dividend investing. Every step you take counts. If you start with just $5, you’ll grow your money and knowledge so that you can invest more.

When you’re ready to start investing, all you have to do is open a brokerage account. I opened a WeBull account in 2019 to test out the functionality and I love the paper trading competitions and resources! You also get two free stocks when you open an account! 

Learn more about WeBull here and claim your free stocks. 

Start your dividend portfolio as early as you can. The earlier you start, the more time you’ll have to grow your money. When you enhance your investing skills and work with someone who can do all the research for you, you’ll have additional funds available to pay your monthly expenses, travel the world, retire early, and live a life on your terms.

Ready to Learn More about Dividend Investing?

Grab your copy of “Dividends Are a Queen’s Best Friend” on Amazon. It’s the perfect book for beginning investors. Forget the intimidating lingo and have a fun, female-friendly conversation with Charlene that will give you the courage to do what you once thought was impossible.

Leave a book review on Amazon and tag @wealthywomendaily in your picture with the book!

Sign up below to get on the list for Wealthy Women Weekly. Let us know what you would like to learn.

Disclaimer: Wealthy Women Daily is solely educational and informational, and is not intended to give investment or trading advice of any kind. Not all asset classes are suitable for all investors. Wealthy Women Daily is a research academy that provides you with the data and analysis you need to make an informed investment decision.